Fixed Rate Mortgages allow borrowers to access the most money from their reverse mortgage. This is typically the best option for those who may need to pay off large debts.

• Low rates
• Maximum cash-out
• No servicing fee

The HECM Libor is an adjustable rate reverse mortgage. This option allows for the most flexibility with reverse mortgage proceeds.

• Line of Credit
• Lump Sum
• Monthly Payments
• Or any combination

HECM Saver

The HECM Saver allows the borrower to keep more money in the equity of the home while eliminating some of the hefty fees associated with a reverse mortgage.